Jammu & Kashmir Bank Warns Customers Against Phishing Scams and Online Fraud

Important Notice

Jammu & Kashmir Bank, a prominent financial institution in India, has issued an important notice to its customers regarding safe and smart banking practices. The notice highlights the growing risk of online fraud and phishing scams that are designed to steal sensitive information such as usernames, passwords, CVV codes, and card details.

The bank urges customers to be cautious while using public Wi-Fi, unknown charging ports, and cables. It also advises customers to avoid clicking on unknown links in SMS or emails and to delete spam messages immediately. The notice further warns against making payments or sharing secure credentials for lottery calls/emails.

One of the key points highlighted in the notice is the importance of not sharing confidential information with anyone, including bank officials or financial institutions. The bank reminds customers that it will never ask for confidential data such as login and transaction passwords, One Time Password (OTP), Unique Reference No. (URN), etc.

The notice also provides information on how phishing works and how phishers attempt to fish for customers’ banking details. Phishing is an attempt to trick people into revealing their sensitive information, such as passwords and credit card numbers, by posing as a trustworthy entity.

To help customers identify phishing attempts, the bank lists some common warning signs such as unsolicited emails, calls from strangers or websites asking for confidential banking details, and messages asking for urgent action due to security reasons. The bank advises customers to check the actual website by rolling the cursor over the link or looking for “https://” in the URL.

The notice also provides a link for customers to access detailed information on what to do if they have given out personal information. Additionally, customers can call the bank’s assistance hotline or log on to the bank’s website for further assistance.

In conclusion, the notice serves as a reminder to all customers to remain vigilant and cautious while conducting online financial transactions. By following safe banking practices and staying aware of potential online threats, customers can protect themselves from fraud and phishing scams.

Safe Banking Smart Banking

BEWARE

It is essential to remember that no bank official or financial institution will ever ask for confidential information such as OTP, username, password, CVV, or card details from customers. When accessing the internet, it’s crucial to avoid using public Wi-Fi or unknown charging ports and cables to prevent potential data breaches. Suspicious links contained in SMS or email messages should not be clicked on or accessed, and caution should be exercised when receiving unsolicited calls or emails claiming to be from lottery programs. Spam SMS or email messages should be deleted immediately to prevent further security risks. When making online financial transactions, it is vital to be very careful and take necessary precautions to ensure security. It’s essential to remember that entering a PIN or password is required to send money only, and it should never be entered, even if requested by UPI or any other app, to receive money online.

How To Identify Phishing Attempt

Receiving unsolicited emails or calls from unfamiliar individuals or websites that request sensitive banking information can pose a significant security risk. It’s crucial to be cautious of messages that urge immediate action due to purported security concerns. Additionally, links received via email should be thoroughly verified before accessing them. One way to confirm the authenticity of a website is to hover over the link with your cursor or check for “https://” at the start of the website address, with the “s” indicating that it is a secure site.

Click and paste the following link for detailed information on what to do if you have given out personal information: http://www.jkbank.net/grievance.php

FOR ASSISTANCE CALL 1800 890 2122 | LOG ON TO www.jkbank.com